Total Strips
April 22nd, 2010 | Author: adminTotal Strips
Ebay listings for Total Strips products.
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CREST 3D WHITESTRIPS PROFESSIONAL EFFECTS 100 POUCHES (200 TOTAL STRIPS) $140.00 |
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LOT of 6 boxes Crest 3D WhiteStrips Stain Shield 336 TOTAL Strips 24 Week Supply $134.45 |
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Colgate Total Mint Strip Gel Toothpaste-7.8 oz (24 Pack) $79.99 |
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2 NEW SEALED 3D WHITESTRIPS PROFESSIONAL EFFECTS 40 POUCHES TOTAL 80 STRIPS NEW $40.00 |
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NIP CREST 3D WHITESTRIPS ADVANCED VIVID 28 TOTAL STRIPS $44.99 |
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NIP CREST STAIN SHIELD 3D WHITESTRIPS 56 TOTAL STRIPS $44.99 |
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Crest 3D White. PROFESSIONAL EFFECTS. Total 40 Strips. Exp. FEB 2013 $42.00 |
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Brand New Crest Supreme Whitening kit (84 total strips) $40.00 |
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NIP CREST 3D GENTLE ROUTINE WHITESTRIPS 56 TOTAL STRIPS $39.99 |
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Brand New Crest Supreme Whitening Strips (84 total Strips) $35.00 |
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CREST 3D Whitestrips VIVID 2 boxes of 10 pouches ( Total 40 Strips ) $36.00 |
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Crest 3d Whitestrips Professional Effects NEW 20 treatments = 40 strips total $36.99 |
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Crest 3D White. ADVANCE VIVID. WHITENING.Total 28 strip Exp. 2014 $33.00 |
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Crest 3D Whitestrips Advanced seal Enamel safe 14 pouches 28 total strips packs $27.77 |
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CREST 3D WHITESTRIPS PROFESSIONAL EFFECTS 56 POUCHES (112 TOTAL STRIPS) $31.00 |
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CREST 3D WHITE WHITESTRIPS WITH STAIN SHIELD 56 TOTAL STRIPS $29.99 |
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CREST 3D WHITE WHITESTRIPS GENTLE ROUTINE (56 TOTAL STRIPS) $31.99 |
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1 Crest 3D White Whitestrips Stain Shield Total 56 Strips $25.99 |
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Crest 3D White Gentle Routine Whitestrips, 28ct (56 TOTAL STRIPS) $29.99 |
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Crest 3D White Whitestrips Professional Effects Total 20 Strips 10 Packs $26.99 |
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CREST WHITESTRIPS 3D VIVID TOTAL OF 30 STRIPS NIB FREE SHIPPING $24.99 |
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2 Crest Smile Renewal Whitestrips 10 Pouches (20 Total Strips) 3/2013 $24.99 |
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6 sealed listerine breathe strips 6×3x 24 strip packs, total 432strips $19.99 |
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7 day Supply Crest 3D White Whitestrips Advanced Vivid 14 Strips total $24.82 |
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Crest 3D White Whitestrips Advanced Vivid 72 POUCHES 144 TOTAL STRIPS $19.00 |
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Crest whitestrips 42 total strips all sealed air tight $21.00 |
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CREST WHITESTRIPS 3D VIVID WHITE *** 2 *** BOXES TOTAL 40 STRIPS $16.50 |
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Crest Whitestrips 3D Professional Effects 10 Pouches = 20 Total Strips 3/2013 $21.99 |
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Crest 3d Whitestrips Professional Effects NEW 20 treatments = 40 strips total $19.00 |
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Listerine Pocket Packs Breath Strips The Original Cool Mint 288 Strips Total $18.99 |
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CREST 3D WHITE white strips 10 WHITENING TREATMENTS 20 strips total $18.99 |
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Crest 3D White Smile Renewal WHITESTRIPS 10 pouches 20 total strips New in box $14.99 |
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Listerine Strips 12 pack / 24 Strips Each, 288 Total – Cool Mint Pocketpacks $18.85 |
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(4) Crest 3D WHITESTRIPS Advanced Seal 14 pouch 28 total strip Seald but Expired $11.50 |
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Colgate Total Mint Strip Gel Toothpaste-7.8 oz (3 Pack) $17.99 |
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W WHITTENING DENTAL STRIPS 14 UPPER, 14 LOWER 28 STRIPS TOTAL $12.99 |
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NEW COLGATE TOTAL SET OF 2- 6OZ. WITH MAX FRESH STRIPS WHITENING TOOTHPASTE $2.99 |
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7 POUCHES – CREST 3D WHITENING STRIPS – PROFESSIONAL EFFECTS (14 STRIPS TOTAL) $8.79 |
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Mylar Celluloid Matrix Strips 100 pieces TOTAL DENTAL $5.00 |
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10 /8pk LISTERINE STRIPS COOL MINT TOTAL OF 80ct $7.49 |
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LISTERINE POCKETPAKS FRESH BURST BREATH STRIPS 3-24 STRIP PACKS(TOTAL 72 STRIPS) $6.29 |
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LISTERINE POCKETPAKS COOL MINT BREATH STRIPS 3-24 STRIP PACKS(TOTAL 72 STRIPS) $6.29 |
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2 BOXES ADVANCED WHITENING WRAPS BY TOPCARE 14 EACH BOX TOTAL STRIPS 28 $0.99 |
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NEW CREST Whitestrips Teeth Whitening System Single Packs 40 Strips Total $0.99 |
Total Strips products on Amazon:
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Mercer Cutlery Genesis 6-Piece Knife Set with Tempered-Glass Block $129.00 A supplier to the vast majority of cooking academies, Mercer Cutlery offers the Genesis Collection of kitchen knives to provide professional quality to the home chef. Comfortable, durable, and efficient, Genesis knives feature fully forged, single-piece blades made from high-carbon, no-stain German steel. Their taper-grind edges are polished by hand, and their substantial bolsters provide helpful … |
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Watts Premier 173006 All-In-One Water Test Kit $31.75 Complete 15-contaminant Water Quality Test kit, great for testing your home water. This is a do-it-yourself kit, no knowledge of complex chemistry required! Don’t worry if you never handled retort and tubes – this kit uses color-coded test strips. All (well, almost all) you need to do is dip a strip in water, and observe results! This test also contains the only available EPA-approved free chlorin… |
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DeLonghi EAM3500 Magnifica Digital Super Automatic Espresso/Coffee Machine $1,345.27 MAGNIFICA DIGITAL SUPER AUTOMATIC MACHINE Coffee, Espresso, Cappuccino, And Latte With Single Touch Cappuccino and Latte Product Manual (Pdf) Click Here Your kitchen becomes a cafe with this multifunctional machine. With the push of a button, it will brew an espresso and froth milk simultaneously, pouring a perfect cappuccino in minutes. It offers di… |
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Fellowes 6-Outlet Strip (15 feet) $12.94 This product is an economical office and electronic grade power strip. It provides 3-prong grounded plugs and outlets. It features illuminated on/off switch with 15-amp circuit breaker UL listed.Primary InformationPower Device Type : Power Distribution Strip Power Provided (W) : N/A UNSPSC CodeUNSPSC Code : 39121017 … |
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Belkin Conserve Socket with Energy-Saving Outlet $24.98 Conserve Smart AV Auto-Off Surge Protector. Now you can automatically turn off up to five entertainment system ponents when you turn off your TV and easily reduce standby power. The Master Outlet senses when your TV is on or off and controls power to five peripheral outlets for your AV ponents. Two outlets stay on for devices that need continuous power like DVRs. Control power to your whole entert… |
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Watersafe WS425W Well Water Test Kit $20.46 We’re Just Testing The Waters… Water test before we dip our tongues into it. You might want to, too. Try Watersafe®, a single-use kit made for testing well water that will detect coliform bacteria, pesticides, nitrates, lead, iron, chlorine, copper and hardness. Includes an instruction manual and EPA drinking water standards. Easy to use, with results on the spot…. |
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Arduino Uno Rev 3 Starter Kit — 3′ USB Cable –Solderless Breadboard — 65 Jumper Wires — Breadboard Holder $36.99 Overview The Arduino Uno is a microcontroller board based on the ATmega328 (datasheet). It has 14 digital input/output pins (of which 6 can be used as PWM outputs), 6 analog inputs, a 16 MHz crystal oscillator, a USB connection, a power jack, an ICSP header, and a reset button. It contains everything needed to support the microcontroller; simply connect it to a computer with a USB cable or power … |
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Monster Cable MP AV 800 PowerCenter with Surge Protection $49.99 Harmful power surges and voltage spikes can travel up AC power and coax connections and damage your components. Lightning, automatic garage doors, power tools, refrigerators and fluorescent lights all cause power surges and voltage spikes that can travel up AC power lines and coax cables to damage the sensitive electronic circuitry of your connected audio video components. Ordinary surge protector… |
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Stretch Island Original Fruit Leather, Summer Strawberry, 0.5-Ounce Bars (Pack of 30) $10.49 Stretch Island Original Fruit Leathers — Summer Strawberry — 30 pk.Nothing says summer like a sweet strawberry. Plus, these all-natural fruit strips have nothing artificial, provide half a serving of fruit, have no added sugar and are just 45 calories…. |
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Stretch Island Original Fruit Leather, Ripened Raspberry, 0.5-Ounce Bars (Pack of 30) $11.25 Stretch Island Original Fruit Leathers — Ripened Raspberry — 30 pk.Stretch Island Original Fruit Leathers in Ripened Raspberry is for real raspberry lovers. That delicious flavor of ripe raspberry delights with every bite. Plus, these all-natural fruit strips have nothing artificial, provide half a serving of fruit, have no added sugar and are just 45 calories…. |
Understanding a Strip Off
According to bankruptcy attorney John Morgan of John Carter Morgan, Jr. PLLC in Virginia, any homeowner who’s filing for a Chapter 13 bankruptcy with an attorney should be prepped on what exactly a strip off is, because it could potentially save him thousands of dollars if he qualifies.
In current worsened economy, more and more homeowners have begun looking for ways to save themselves from downing in debt. One of the most recent legal maneuvers that has sprung up for some qualifying homeowners is something called a mortgage “strip off.”
What a “Strip Off” Is
In Virginia, there is something called a deed of trust, which is basically a mortgage. Strip offs only work if the debtor’s home or property is currently worth less than whatever is owed on his mortgage. Not only that, but the debtor must also have a second mortgage taken out on the home as well.
For instance, you have a first mortgage or deed of trust worth $300,000 on a house that is now worth only $200,000. The house may have been worth $500,000 when you purchased it, which is why you took out such a large mortgage, but then the economy fell out and the value of the home dropped dramatically, down to just $200,000. On top of this, you also have a second mortgage worth $70,000.
If you were to file for Chapter 13 bankruptcy with an attorney in Warrenton, VA, then the next step that would be taken would be to file a motion to avoid the lien with the court. The court would then look at that motion, look at the situation as a whole, and agree that the house is only worth $200,000. Because the $300,000 mortgage usurps the $200,000 value of the home—in other words, the mortgage is for more money than the home is worth—then the judge may declare that your second mortgage is actually an unsecured debt, as opposed to a secured debt.
This unsecured debt is then lumped in with your other unsecured debts—things like credit cards and loans—to be repaid as part of the repayment plan in a Chapter 13 case. This is a huge bonus to you, because in that Chapter 13 repayment plan, all of your unsecured debts are lumped together and you may be required to pay back only 1%, 2%, or 3% of that debt over the course of five years. At the end of that five-year period, the rest of the unsecured debt will be discharged.
How Much You Can Save
Being granted a strip off can allow you to get rid of 97%, or more, of the second mortgage you took out on your home. In the majority of strip off cases I handle, homeowners have second mortgages totaling between $70,000 and $140,000. Therefore, people could be saving $135,000 from a $140,000 loan by filing a motion for a strip off.
While a strip off could potentially save a homeowner thousands of dollars, unfortunately, it won’t work for everyone. Not only must you have a second mortgage in order to do a strip off—since first mortgages or deeds of trust cannot be converted into unsecured debts—but you also must be filing for a Chapter 13 bankruptcy, as opposed to a Chapter 7 bankruptcy.
What I Do for My Clients
I do at least one strip off per week for my clients in Warrenton, VA. In my opinion, anyone working with a bankruptcy attorney in a Chapter 13 case should discuss strip offs as a viable opportunity to discharge a portion of debt. However, not all attorneys are letting their clients know that a strip off could be a viable option. Many bankruptcy attorneys don’t spend much time with their clients, and therefore they never get around to discussing things like strip offs and other case details. There are even bankruptcy attorneys who tell me they only spend 15 minutes with their clients.
Usually, I personally spend an hour and a half with my clients during each initial free consultation, rather than passing them off to an assistant. I always give clients and potential clients my email address and phone number so that they can reach me at any time. That personal attention is what keeps my practice so busy, since one of the biggest ways that bankruptcy attorneys gain clients is through word of mouth referrals. I recommend anyone who is considering filing for bankruptcy with a second mortgage ask his attorney whether a strip off is a viable option in his particular case.
This article is for informational purposes only. You should not rely on this article as a legal opinion on any specific facts or circumstances, and you should not act upon this information without seeking professional counsel. Publication of this article and your receipt of this article does not create an attorney-client relationship.
About the Author
John Carter Morgan is a writer for Yodle, a business directory and online advertising company. Find a<a href=”<a href=”http://local.yodle.com/articles”>http://local.yodle.com/articles”>lawyer</a> or more <a href=” http://local.yodle.com/articles/topics/legal-services/”>lawyers</a> articles at Yodle Consumer Guide.
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